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What Our Customers Say ...

We know that customers are at the centre of our business. That is why everything we do, we do for our customers. See why Credit One has become one of the most trusted and preferred brokers in Australia.

My name is Geoff. I went through Credit One, a third choice as other finance companies, in Melbourne I might add, was so disengaged and just couldn't be bothered with the difficult task I needed. So I give Credit One a chance, it started as, oh, I'm not sure about this? but as we progressed it started to become more tangible? Then the lady I was dealing with, Emma, stepped up to the plate, and went way and beyond the line of duty.
My finance was very difficult indeed to achieve, and I knew that! Emma nailed it, and Alan the manager, was extremely helpful as well! I have to say in the end, I can't fault them.
I don't usually give my opinions to anybody in writing, but these individuals deserver praise. They kept me informed of everything that was happening, and WOW, there was a lot that happened! and it took such a long time to complete, and such a big headache it was!
I will give them 10 out of 10, as I was extremely impressed! Great job, your company should be proud to have such dedicated staff!

Geoff McClelland

Emma Johnson from Credit One was super helpful and quick to help me get approved for a loan. She’s was very informative and helped answer all the questions I had. Emma is lovely and professional and fantastic customer service. Highly recommend her!

Courtney Renee

Shaylah was extremely kind and energetic the whole process of getting the loan and willing to do what it took to get the loan done quickly and with consideration to my needs. Was fantastic to work with and 100% would suggest going through this company.

Iachlan Earley

Highly recommend Alan to help with all your loan needs. We have used many brokers over the years and we can confidently say that Alan has been by the far the best. Knowledgeable, no fuss, professional and efficient - we would and will continue to use Credit One in the future.

Katie Andrews

Have found my new go to for finance. A very professional team who are very supportive in all step required. Nothing was too complicated and always kept in touch with the process.

Trace Saunders

Jenny Youl was so good to us, she made things so easy with the paper work and she kept us notified with everything. I think we may have been her longest clients with COVID going on. Thanks Jen.

Amanda Schuman

I’ve dealt with Shaun & Andy for 2 settlements this year and cannot fault the professional service and response time these gents supply. Along with these top quality attributes they also have extremely competitive rates. 5 stars.

Mitch Harris

Brett Murphy was such a great help and found me the best possible loan that suits me! I definitely recommend using him for all your loan needs! Will be recommending all my family and friends. Thanks again Brett!

Joel Sandry

I have dealt with Michael a few times now and each time he delivers with fast reliable service. He keeps in touch and knows what he is doing. I would highly recommend him to anyone looking for finance.

Scott Taylor

Brooke S was an absolute superstar! Nothing was too much trouble, more than happy to go above and beyond expectations and made the whole process simple, pleasant and easy. Highly recommend Credit One to anyone.

Merita Hammond

Jet Ski Finance

The Jet Ski Loan Application Process

Credit One makes the process of applying for jet ski finance simple.

To start your jet ski loan, complete the secure form at the top of this page to begin your no-obligation enquiry. Once you have submitted the form, a friendly jet ski finance consultant will contact you to discuss your application. You will be able to discuss your requirements with a marine finance specialist and ask any questions you may have. If you wish to proceed with an application, the finance specialist will ask you for any information needed for the application. 

This can be done via a quick phone call, and you may need to submit certain documents to Credit One through a secure online portal. After collecting all the necessary information from you, we will search our extensive panel of lenders to find the best financing solution for your situation. We take a personalised approach to ensure you get the best loan for your specific requirements. 

Once we have found a suitable lender for you, we can lodge the finance application on your behalf. The lender will then review your application and perform the necessary checks. We will contact you as soon as we receive approval from the lender to let you know the good news! When you’re ready to purchase your jet ski, we will prepare the loan agreement for you to sign and once signed, if approval conditions are met, the lender will transfer the funds for your purchase.

Pre-Approval for Financing a Jet Ski

Many of our clients choose to apply for a pre-approval on jet ski finance before they begin shopping. There are several advantages to getting a pre-approval on your jet ski loan, including:

  • You will know how much you can borrow from the lender and then shop within this budget, knowing you will have the funds needed.
  • You can shop confidently, knowing that the lender has agreed (conditionally) to lend the money for the purchase.
  • Having a pre-approval will signal to dealerships that you’re a serious buyer. This can help you negotiate a better deal on your purchase.
  • You will have a clear picture of all the costs associated with your jet-ski purchase, including the finance repayments and any fees associated with the loan.

Keep in mind that if your financial circumstances do change after receiving pre-approval, the lender may still decide not to lend you the funds. It’s important not to change jobs or take on any new large debts between the time you receive pre-approval and purchase your jet ski.

To apply for pre-approval, you will still need to complete the form on this page and provide the information required by lenders.

Learn More About Getting A Pre-Approval

See Our Top Tips For Getting Your Boat Loan Approved

Used Jet Ski Finance

You may be looking to purchase a used jet ski to lower your upfront costs. Buying used can provide significant savings on your purchase.

The good news is we have access to lenders who can provide financing for used jet skis sold through dealerships and private sellers. If you’re planning to buy used, we will advise you on the lenders’ individual requirements for used jet ski finance.

Keep in mind that a used jet ski will often attract a higher interest rate on the loan compared to buying a new one.

New Jet Ski Finance

Although it may be more expensive up front, there are various benefits to buying your jet ski brand new.

You’re getting the jet ski in perfect condition, you don’t need to worry about existing damage, and it should come with a warranty. This is why many of our clients choose to buy new.

We can help you secure a great, low-rate loan for a new jet ski. And by applying through us, you will have access to more options than if you were to apply through the dealer, so you can get the best rate available.

Why Choose Credit One for Your Marine Finance?

When applying for jet ski finance, you have the option to apply directly through a bank or other financier. However, this only gives you access to a minimal range of finance solutions that may not be suited to your personal financial circumstances.

When you apply through Credit One, you will have access to over 40 of Australia’s top lenders. This means our brokers can look at your personal circumstances and find the best financing solution tailored to your needs.

We compare the lenders for you, saving you a lot of time and saving you money by finding the best available rate. Because we help process thousands of loans each year, we have in-depth knowledge of each lender, and we know what to look for when organising your loan.

Aside from the convenience of applying through Credit One, some of the other reasons why our clients choose us include: 

  • Credit One is Australia’s best-rated finance broker with over 1000 Google reviews and an average rating of 5 stars.
  • We have been operating for more than twenty years and have developed strong relationships with the lenders during this time.
  • We work to get your loan approved quickly and with minimal fuss. 

Calculating Your Repayments

Before applying for jet ski finance through Credit One, you should consider what you can afford in repayments. Your regular repayments will depend on the amount borrowed, the interest rate and the length of the loan.

You can use our online loan repayment calculator to get an estimate of repayments. This is a quick and straightforward way to get an idea of how much you may be able to afford to borrow.

For a more accurate and personalised repayment figure, you should speak to a Credit One broker who can calculate loan repayments based on your individual circumstances.

Frequently Asked Questions

How does interest work on jet ski loans?

Jet ski loan interest works in mostly the same way as the interest you would pay on another loan like one for a home or a car.

When you take out a jet ski loan, you will repay the initial amount you borrowed, as well as any interest that is charged by the lender. As the borrower, you will repay the initial loan amount, plus interest, in either weekly, fortnightly, or monthly repayments.

Can I finance a used jet ski?

Yes, we can generally secure financing for used jet skis, subject to lenders individual requirements.

Is it possible to secure a no-deposit jet ski loan?

Absolutely it is! With Credit One, we have access through our partnered financiers to schedules that permit a loan that covers 100% of your jet ski purchase, so that you will not have to pay a deposit. 

How are the rates for jet ski finance calculated?

The interest rate that will pay on your jet ski loan will be influenced by your unique financial circumstances and objectives. 

Whilst low rates are advertised for jet ski loans, it is essential to understand that not everyone is able to qualify for these rates. Financiers will be more competitive on their available rates to borrowers who possess excellent credit history, as they are viewed to be a lower risk to the lender.  

Your jet ski finance rates will be determined by the lender and will be influenced by several factors, such as: 

  • The type of asset that you are financing
  • Your current financial circumstances
  • Whether the loan is secured or unsecured
  • Your credit history and credit score

Depending on the lender, you may be offered a better rate on finance for your jet ski than other lenders. It is essential to shop around for rates, but with the vast number of lenders in Australia, shopping around can be a very challenging and time-consuming activity to do on your own. 

Leave the hard work to the professionals – find the best option for your finance through a reputable broker like Credit One. Our team has access to a wide range of finance options to find the most ideal loan, rates, and repayments for your jet ski purchase.

Could I get a personal loan for my jet ski purchase?

If you meet the lenders requirements, you could use a personal loan for your jet ski purchase. However, it may attract a higher interest rate because it’s not secured against the asset. A Credit One broker will be able to help you decide on the best option.

What areas do you service?

We can service clients in all states and territories of Australia.

Can I get a no-deposit jet ski loan?

Yes, it’s possible to get a loan that covers 100% of your jet ski purchase so you don’t need to pay a deposit.

Can I finance a jet-ski trailer?

Yes, we can help you secure finance that covers the cost of a trailer for your jet ski.

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