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What Our Customers Say ...

We know that customers are at the centre of our business. That is why everything we do, we do for our customers. See why Credit One has become one of the most trusted and preferred brokers in Australia.

My name is Geoff. I went through Credit One, a third choice as other finance companies, in Melbourne I might add, was so disengaged and just couldn't be bothered with the difficult task I needed. So I give Credit One a chance, it started as, oh, I'm not sure about this? but as we progressed it started to become more tangible? Then the lady I was dealing with, Emma, stepped up to the plate, and went way and beyond the line of duty.
My finance was very difficult indeed to achieve, and I knew that! Emma nailed it, and Alan the manager, was extremely helpful as well! I have to say in the end, I can't fault them.
I don't usually give my opinions to anybody in writing, but these individuals deserver praise. They kept me informed of everything that was happening, and WOW, there was a lot that happened! and it took such a long time to complete, and such a big headache it was!
I will give them 10 out of 10, as I was extremely impressed! Great job, your company should be proud to have such dedicated staff!

Geoff McClelland

Emma Johnson from Credit One was super helpful and quick to help me get approved for a loan. She’s was very informative and helped answer all the questions I had. Emma is lovely and professional and fantastic customer service. Highly recommend her!

Courtney Renee

Shaylah was extremely kind and energetic the whole process of getting the loan and willing to do what it took to get the loan done quickly and with consideration to my needs. Was fantastic to work with and 100% would suggest going through this company.

Iachlan Earley

Highly recommend Alan to help with all your loan needs. We have used many brokers over the years and we can confidently say that Alan has been by the far the best. Knowledgeable, no fuss, professional and efficient - we would and will continue to use Credit One in the future.

Katie Andrews

Have found my new go to for finance. A very professional team who are very supportive in all step required. Nothing was too complicated and always kept in touch with the process.

Trace Saunders

Jenny Youl was so good to us, she made things so easy with the paper work and she kept us notified with everything. I think we may have been her longest clients with COVID going on. Thanks Jen.

Amanda Schuman

I’ve dealt with Shaun & Andy for 2 settlements this year and cannot fault the professional service and response time these gents supply. Along with these top quality attributes they also have extremely competitive rates. 5 stars.

Mitch Harris

Brett Murphy was such a great help and found me the best possible loan that suits me! I definitely recommend using him for all your loan needs! Will be recommending all my family and friends. Thanks again Brett!

Joel Sandry

I have dealt with Michael a few times now and each time he delivers with fast reliable service. He keeps in touch and knows what he is doing. I would highly recommend him to anyone looking for finance.

Scott Taylor

Brooke S was an absolute superstar! Nothing was too much trouble, more than happy to go above and beyond expectations and made the whole process simple, pleasant and easy. Highly recommend Credit One to anyone.

Merita Hammond

Boat Finance Sydney

Boat Finance Sydney: Your Gateway to the Water

Securing boat finance in Sydney is crucial for enthusiasts looking to navigate the iconic waterways of Australia's premier city. With its bustling marine activity, understanding boat finance unlocks aquatic adventures.

Why Choose Credit One for Boat Finance in Sydney?

Credit One stands as your trusted partner, offering tailored boat finance solutions for both personal and commercial needs. Our comprehensive approach covers everything from financing of your vessel, walking you through the process whilst in the comfort of your own home, ensuring a seamless purchase experience.

Pre-approved Loans for Peace of Mind

Gain the advantage with pre-approved loans, allowing you to shop with confidence. Knowing your budget and finance terms upfront, whether for a luxury yacht or a sturdy fishing boat, ensures you're prepared to make informed decisions.

Insurance: A Pillar of Boat Finance

Navigating the insurance landscape is made easy with Credit One. Comprehensive coverage is essential, and we're here to guide you, ensuring your investment is protected from day one.

Financing Options for Every Purchase

Our services extend to boats acquired through private sales, offering competitive rates and the same quality service as dealership purchases. This ensures you have access to our financing solutions, no matter where your ideal vessel comes from.

Package Deal Loans: Comprehensive Financing Solutions

Opt for package deal boat loans that include the boat, outboard motor, and trailer, offering value and convenience. These deals are designed to provide everything you need for your boating adventures in one go.

Freedom to Explore

Credit One’s financing options are designed with freedom in mind, allowing you to take your boat wherever you wish. Our solutions support your adventures, from Sydney Harbour to offshore explorations.

Business Boat Finance in Sydney

For marine-based businesses in Sydney looking to enhance their operations, whether through upgrading a charter fishing boat or adding a luxury catamaran to the fleet, Credit One offers tailored boat finance solutions in Sydney. Financing your marine vessel with us not only frees up cash flow but ensures your operations can thrive in the iconic Sydney Harbour and beyond.

Our partnership with a diverse array of lenders enables us to provide a variety of finance options suited to your business needs. From fishing boats and private charter vessels to tour boats, Credit One stands as the leading broker for business boat finance in Sydney, offering dedicated support to find the finance option that fits your budget perfectly.

Credit One provides an array of Chattel Mortgage options, making assets like boats potentially eligible for benefits under the Australian Government's asset write-off policy. We guide you through procuring and managing all necessary documents to maximise the benefits of your loan, ensuring a smooth process for your marine business finance needs.

Start Your Boat Finance Journey with Credit One

With Credit One, the waters of Sydney are yours to explore, backed by solid financial support. From exclusive finance products and repayment calculations to the intricacies of insurance and the freedom offered by our finance solutions, we're here to ensure your journey to boat ownership is as smooth as the voyages ahead. Contact us today to start your journey towards boat ownership!

Frequently Asked Questions

What options do you have for boat finance Sydney?

Credit One offer the following options available for your next boat finance in Sydney:

Should I buy a new or used boat?

You can purchase either – Credit One customers choose us for the flexibility that our boat brokers can offer. When it comes to buying a new or used boat, the choice is yours. Unlike other brokerage firms, or direct lenders, we can offer access to financing options for both new and used marine vehicles.

However, prospective borrowers should be aware that your interest rates offered by the lenders can differ depending on whether it’s a new or used boat. Lenders will take into account the age of the boat, its condition, any servicing needed, and its service history before presenting your Sydney boat broker with your options.

A boat purchased brand new will always garner a lower interest rate than a second hand one. Furthermore, our partnered lenders will typically only grant a loan period that is relative to the age of the boat. So, the age of the boat will come into consideration before determining your eligibility. For further information, please get in contact with a Sydney boat finance broker at Credit One. 

How much can I borrow through Credit One?

The amount you will be entitled to borrow with a boat loan will vary from person to person. Due to the diverse history across all of our clients, the rates and amounts available are always subject to change.

Unique variables mean that our brokers determined to find the best finance option for each of our Sydney clients. Personal loans for boats and other similar marine vehicles through Credit One typically start at $5,000 and can exceed over $100,000.

The easiest way to determine exactly how much you will be able to borrow is to organise a consultation with one of our Sydney boat brokers. A member of our team will run a brief evaluation of your financial history and present to you the amount you will be eligible to borrow from our lenders.

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