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What Our Customers Say ...

We know that customers are at the centre of our business. That is why everything we do, we do for our customers. See why Credit One has become one of the most trusted and preferred brokers in Australia.

My name is Geoff. I went through Credit One, a third choice as other finance companies, in Melbourne I might add, was so disengaged and just couldn't be bothered with the difficult task I needed. So I give Credit One a chance, it started as, oh, I'm not sure about this? but as we progressed it started to become more tangible? Then the lady I was dealing with, Emma, stepped up to the plate, and went way and beyond the line of duty.
My finance was very difficult indeed to achieve, and I knew that! Emma nailed it, and Alan the manager, was extremely helpful as well! I have to say in the end, I can't fault them.
I don't usually give my opinions to anybody in writing, but these individuals deserver praise. They kept me informed of everything that was happening, and WOW, there was a lot that happened! and it took such a long time to complete, and such a big headache it was!
I will give them 10 out of 10, as I was extremely impressed! Great job, your company should be proud to have such dedicated staff!

Geoff McClelland

Emma Johnson from Credit One was super helpful and quick to help me get approved for a loan. She’s was very informative and helped answer all the questions I had. Emma is lovely and professional and fantastic customer service. Highly recommend her!

Courtney Renee

Shaylah was extremely kind and energetic the whole process of getting the loan and willing to do what it took to get the loan done quickly and with consideration to my needs. Was fantastic to work with and 100% would suggest going through this company.

Iachlan Earley

Highly recommend Alan to help with all your loan needs. We have used many brokers over the years and we can confidently say that Alan has been by the far the best. Knowledgeable, no fuss, professional and efficient - we would and will continue to use Credit One in the future.

Katie Andrews

Have found my new go to for finance. A very professional team who are very supportive in all step required. Nothing was too complicated and always kept in touch with the process.

Trace Saunders

Jenny Youl was so good to us, she made things so easy with the paper work and she kept us notified with everything. I think we may have been her longest clients with COVID going on. Thanks Jen.

Amanda Schuman

I’ve dealt with Shaun & Andy for 2 settlements this year and cannot fault the professional service and response time these gents supply. Along with these top quality attributes they also have extremely competitive rates. 5 stars.

Mitch Harris

Brett Murphy was such a great help and found me the best possible loan that suits me! I definitely recommend using him for all your loan needs! Will be recommending all my family and friends. Thanks again Brett!

Joel Sandry

I have dealt with Michael a few times now and each time he delivers with fast reliable service. He keeps in touch and knows what he is doing. I would highly recommend him to anyone looking for finance.

Scott Taylor

Brooke S was an absolute superstar! Nothing was too much trouble, more than happy to go above and beyond expectations and made the whole process simple, pleasant and easy. Highly recommend Credit One to anyone.

Merita Hammond

Boat Finance Newcastle | Best Rates on Marine Finance & Loans

Boat Finance Newcastle

Looking to secure the best rates on a boat loan in Newcastle? You’ve come to the right place. Credit One will see you out cruising the coast in no time, with our exceptional brokered boat finance solutions.

Whether you’re traversing the waters of Warners Bay, the Swansea Channel, the iconic Lake Mac, or Port Stephens – you’re a Newcastle resident, so you’re clearly a lover of the aquatic playground surrounding the local region. The best way to experience the coast? By boat, of course. And with Credit One’s leading boat loan solutions, there’s never been a better time to invest in a marine craft and enjoy the boating heaven that is Newcastle.

Newcastle’s Most Trusted Boat Loan Brokers

Credit One are the most trusted boat loan brokers in Newcastle and Australia. But don’t just take our word for it – see why we’re the number one dealer of boat finance solutions by browsing the 1300+ five star reviews we’ve accumulated from happy customers over the years. The difference between Credit One and other boat loan providers in Newcastle? For starters – we’re brokers, which means that we are not restricted to one type of loan like a typical financier and can compare and secure the best loan from 40+ different lenders across Australia.

Secondly, here at Credit One, we know that our customers are the core of our business. As such, everything we do is centred on the satisfaction of our customers. As marine enthusiasts ourselves, our passionate, knowledgeable, and experienced brokers are committed to finding the best deal for each Newcastle applicant – whether it be for a business or personal boat loan.

Finally, Credit One provide an independent, unbiased service that you won’t get with the big banks. We’ve been named “Broker of the Year” for 3 years in a row now – and for good reason: rather than taking a cookie-cutter, one-size-fits-all approach, we customise each experience to ensure that each Newcastle applicant is provided with the best finance solution for their individual circumstances.

For a tailored, customer-centric approach to marine finance in Newcastle, choose Credit One’s boat loan finance.

H3: FAQs

How do I apply for a boat loan with Credit One?

Easy – you can start your application in less than 60 seconds with a no-obligation online enquiry through this site. Simply enter your details in the online form, and you’ll be on your way to getting your marine finance sorted.

Once you’ve completed the online form, our boat finance brokers will get to work assessing your application and understanding your requirements. We’ll reach out to you directly to better understand your financial history, the vessel you’re looking at financing, and the type of loan that may be most suitable to your current circumstances.

From there, we’ll get to work finding the best deal on boat loan rates and terms from our exclusive portfolio of financial partners. These lenders include some of Australia’s most trusted lenders, as well as a number of financiers that are typically not accessible to the general public.

Can I get pre-approval on boat finance?

Yes – when applying for boat finance Newcastle with Credit One, you can also apply for pre-approval within the same form.

Shop confidently for your dream vessel in Newcastle, NSW with Credit One’s pre-approval on a boat loan.

How much will I be able to borrow with a boat loan?

You can get a rough idea of how much you’ll be able to borrow, what a loan may look like, and how much you can expect to be paying back each week/fortnight/month with the Credit One boat loan calculator.

How much you’ll be approved to take out with boat finance will come down to your financial circumstances, your financial history, your employment, and the type of loan that you apply for. To get a better idea of how it all works, give our friendly team a call on 1300 CREDIT (1300 273 348).

What types of loans are available?

Secured Boat Loan: A secured boat loan is the most popular type of finance. Under a secured boat loan, the customer takes ownership of the vessel at the time of the purchase, and the financier takes an interest in the boat as ‘security’ for the term of the loan.

Boat Commercial Hire Purchase: Under a Commercial Hire Purchase (CHP), the lender agrees to purchase the boat on the customer’s behalf, hiring it back to them over a set loan term.

Boat Chattel Mortgage: A chattel mortgage is boat finance for a commercial purchase – whether it be for a chartering business, fishing trawlers, or another commercial purpose.

Private Sale Boat Loan: Looking to purchase a second hand vessel, or a boat from a private seller? No problem. Private sale boat loans with Credit One mean that our customers have the freedom to snag a ripper deal on their dream boat (new or second hand), with the backing of a financial lender – something that is often not available through the big banks. 

Jet Ski Finance: Keen on water sports? Hit the local waterways in Newy with Credit One’s leading finance solutions for jet skis.

Can you recommend the best dealer in Newcastle?

Yes. Over the years, we have amassed excellent relationships with some of the best marine dealerships that provide exceptional deals to our customers across Newcastle and Australia.  If you are looking for a great deal on your next jet ski, leisure boat, or yacht, you can talk to our team on 1300 273 348 – we’ll be able to provide advice on where you can find your dream boat in NSW.

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