Tips for Buying a Jet Ski You Can’t Afford to Miss

If you’re planning to buy your first jet ski this summer, you’ve come to the right place. Our expert tips for buying a jet ski can make all the difference. Whether you’re dreaming of carving through the waves solo or gearing up for family fun on the water, we believe that finding the right jet ski doesn’t have to be daunting. It’s all about knowing what to look for, asking the right questions, and making sure you’re set up for smooth sailing (or, in this case, riding). Let’s explore everything you need to know to buy a jet ski that ticks all the boxes.

Think about How (and How Often) You’ll Use Your Jet Ski

Before we dive into the details, take a moment to think about how you’ll actually use your jet ski. Are you after heart-racing speed, or are you planning on towing the kids on an inflatable? If it’s the latter, a larger, stable model with more seating might be the way to go. If you’re in it for the thrill, something sporty and lightweight could be your match.

Also, consider how often you plan to hit the water. If you’ll be riding every weekend, investing in a durable, high-performance model might be worth it. For occasional use, a more budget-friendly option could serve you just as well without breaking the bank.

Consider Your Needs and Budget

And let’s talk budget—jet skis aren’t cheap, with most models sitting between $15,000 and $30,000. Then there are all the accessories and necessities like a trailer, registration, and safety gear. Knowing how much you’re willing to spend upfront can help narrow down your choices, with such a wide range of jet ski prices out there.

Should You Buy New or Used?

Deciding between a brand-new jet ski or a well-kept used one depends on your priorities. A shiny new jet ski gives you the latest features, warranty coverage, and peace of mind, but it’ll cost more. A used jet ski can save you thousands if you shop smart, but it’s vital to do your homework. Many people choose to buy used for their first jet ski, though you can also get great deals on new jet skis if you know what you’re looking for. It’s good to do a bit of homework before you start chatting with jet ski dealers.

If you’re buying a used jet ski, check the service history to make sure it’s been looked after, and don’t forget to inspect the engine hours—30 hours per year is typical for light use. Look for signs of rust, cracks in the hull, or tears in the seats, and take a peek at the engine bay. And if you’re feeling unsure, a pre-purchase inspection by a professional is always a smart move.

Two-Stroke vs Four-Stroke Engines

Jet skis come with either a two-stroke or a four-stroke engine, and knowing the difference can help you choose wisely. Two-stroke engines are older, lighter, and cheaper upfront but tend to be less fuel-efficient and more challenging to maintain. Four-strokes, now the industry standard, are quieter, more durable, and better for the environment. They’re also easier to service, with parts more readily available. If you’re after long-term reliability, a four-stroke jet ski is the way to go.

Take a Test Ride

There’s only one way to truly know if a jet ski is right for you—take it for a test drive. Feel how it handles on the water and check that the gauges work and no warning lights pop up. Pay attention to how smoothly it accelerates and how steady it feels at full throttle (most models should hit over 7,000 RPM). After your ride, check under the seat for water in the hull. A little is fine, but too much could signal a problem.

Consider Warranties and Servicing Costs

Warranties are a big plus, especially if you’re buying a new jet ski. Brands like Kawasaki, Yamaha, and Sea-Doo all offer warranties ranging from two to five years, but it’s worth checking the details. When it comes to servicing, expect to visit the mechanic every 12 months or 100 hours of use. Basic services start at $250, but more complex jobs can go up to $600. Knowing these costs ahead of time will help you budget properly and keep your jet ski in top shape.

Don’t Forget About the Trailer

A reliable trailer is just as important as the jet ski itself. Inspect the wheel bearings, tyres, lights, and straps to ensure they’re all in good condition. Most trailers aren’t included in the listed price, so be ready to spend an extra $2,000 to $2,500. And here’s a pro tip: consider spraying the trailer with fish oil to protect it from rust and corrosion. It’s a small effort that can save you big in the long run.

Plan for Extra Costs

Owning a jet ski comes with more expenses than just the upfront cost. You’ll need to budget for things like registration, insurance, basic maintenance tasks, and accessories such as life jackets, anchors, and tow ropes. It’s worth setting aside a little extra to make sure you’re fully prepared and not caught off guard.

Check for Outstanding Finance

If you’re buying a used jet ski, take a minute to check if there’s any outstanding finance attached to it. A quick search on the Personal Property Securities Register (PPSR) costs just $2 and can save you from a world of headaches. If there’s money owed, you risk having the jet ski repossessed, even after you’ve bought it.

Start Your Journey to Jet Ski Ownership with Credit One

Finding the right jet ski is just the first step. At Credit One, we make the financing process just as smooth as your future rides on the water. Whether you’re buying new or used, our team is here to help you secure a loan that suits your needs and budget.

With a range of financing options available, including specialist jet ski finance, we make it easy to buy the jet ski of your dreams. Check out our handy guide to jet ski financing or try our boat loan calculator to discover just how affordable finance can be with Credit One.