Creating family outdoor adventure memories starts from here

Our Best Rate

from6.59%p.a.

Obligation Free Finance Quote

Streamlined - we do the work.

Loans Funded within 24 Hours

Start Your Adventure Now

Getting a quote won't affect your credit score.

First Name

Last Name

Phone

State

Email Address

Amount ($)

I agree to the Terms & Conditions

Get a Quote

Reviews
Us vs Banks
Why Choose Us
Process
FAQs

What our customers say ...

We know that customers are at the centre of our business. That is why everything we do, we do for our customers. See why Credit One has become one of the most trusted and preferred brokers in Australia.

Alan was extremely helpful in the whole process. Made sure to let the customer feel understood and happy. Very helpful and informative. I would recommend over anyone else, he was honestly amazing.

Thank you Alan at credit one made the process easy and super friendly we highly recommend 😊

Dealing with Alan Wat was an absolute pleasure. Alan was professional and friendly. He took the stress away from applying for finance. Left us with a smile on our face to enjoy our new boat. Thanks Alan.

A big thanks to Alan from Credit One. The experience we had in purchasing our new boat was made easy by the great communication and the hard work done by Alan.

Alan Wat is the person who organised our finance again, and as with the last occasion he went above and beyond in looking after us. I truly wish to thank him. We will be back.

Alan Wat was amazing. I was in such a bind and he was patience and worked hard to help me out the best he could. Communication was great, will highly recommend to all who needs a helping hand.

Highly recommend Alan to help with all your loan needs. We have used many brokers over the years and we can confidently say that Alan has been by the far the best. Knowledgeable, no fuss, professional and efficient - we would and will continue to use Credit One in the future.

Super easy very helpful and a effortless experience, thank you Alan for your help on the purchase of my wake boat I couldn't be happier.

Alan went well above and beyond to help us out! Made things so simple and we gave him a very short time line to get finance organised and he delivered! If you’re looking into boat finance, highly recommend!

I applied for finance for my boat and had prompt approval. I found Alan Wat great to deal with and would use Credit One again.

We were introduced to this company through a colleague and were allocated Alan, who was very prompt, reliable and who managed to get us an awesome rate for the boat that we just purchased. Will definitely use again!

Alan couldn't have been more helpful, took all the stress out of buying a new boat, highly recommend him!

Credit One vs Banks

We aim to set an example by delivering what we promise: a higher level of service, better advice and better loans.

		Banks
Support from dedicated brokers	✓	✓
A one-stop solution	✓	✖
Discounted interest rates	✓	✖
Legal duty to act in your best interests	✓	✖
16 hours phone enquiry support	✓	✖

Why Choose Credit One?

Convenience

We compare all finance options on your behalf

Flexibility

Tailored finance packages to suit your needs.

No Waiting

60-seconds Online Quotes
Same day approval.

Trusted Service

Top customer care 7 days a week
Get your quote now.

Our Process

Step 1

Quote Estimate

(1 min)

Get an indicative payment and rate for your new purchase.

Step 2

Apply

(5 mins)

Provide some details about yourself, financial details and the asset that you want to buy.

Step 3

Speak with a finance expert

(10 mins)

Our dedicated Credit One experts will help you compare options from our panel of leading lenders.

Step 4

Approval

(1-2 hours)

We will get you an approval with one of Australia's best lenders. You can put down the deposit on your new asset.

Step 5

Sign your contract

(24 hours)

We will send you the loan contract to sign.

Step 6

Collect your new boat

Congratulations!

We will organise funds transfer and you can collect your new boat.

FAQs

Can I get a loan for a used boat?

Yes, we can help you finance a new or used boat from a dealer or private seller. Whether it’s a second-hand cruiser or a pre-loved fishing vessel, we’ll work with you to structure a loan amount and monthly repayments that suit your financial situation and get you on the water sooner.

What types of boats can you finance?

We offer finance for all kinds of watercraft, from jet skis and bowriders to offshore cruisers, yachts, and even houseboats. Whether you're upgrading to your dream boat or just starting out, we’ll help you find the right finance solution.

How long does approval take?

You can often receive conditional approval within just a few hours. Full approval generally takes 1-2 business days, depending on the lender, your credit score, and how quickly you can provide the required documents.

Can I get boat finance if I’m self-employed?

Yes, absolutely. We specialise in helping self-employed applicants access flexible boat loan options. If you don’t have traditional payslips, we can look at low doc and unsecured loans that suit your income style.

How are repayments made?

Most boat loans are repaid through direct debit. You can choose to make repayments weekly, fortnightly or monthly, whatever works best for your cash flow and budget.

Is it better to finance a boat or pay cash?

Financing can be a smart way to preserve your savings, access a higher-quality vessel, and manage your purchase in smaller monthly repayments. Plus, a well-managed loan can help you build or strengthen your credit history over time.

Can I make extra repayments or pay off the loan early?

Yes, many of the lenders we work with allow additional repayments and early payout without penalty. If paying your loan off faster is important to you, let us know and we’ll find the best loan to match your goals.

How can I estimate my loan repayments before applying?

Our boat finance calculator is a great tool to help you plan. Just enter your estimated loan amount, interest rate, and loan term to get an idea of your monthly repayments. Once you’re ready, we can personalise your rate with a quick quote.