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What Our Customers Say ...

We know that customers are at the centre of our business. That is why everything we do, we do for our customers. See why Credit One has become one of the most trusted and preferred brokers in Australia.

My name is Geoff. I went through Credit One, a third choice as other finance companies, in Melbourne I might add, was so disengaged and just couldn't be bothered with the difficult task I needed. So I give Credit One a chance, it started as, oh, I'm not sure about this? but as we progressed it started to become more tangible? Then the lady I was dealing with, Emma, stepped up to the plate, and went way and beyond the line of duty.
My finance was very difficult indeed to achieve, and I knew that! Emma nailed it, and Alan the manager, was extremely helpful as well! I have to say in the end, I can't fault them.
I don't usually give my opinions to anybody in writing, but these individuals deserver praise. They kept me informed of everything that was happening, and WOW, there was a lot that happened! and it took such a long time to complete, and such a big headache it was!
I will give them 10 out of 10, as I was extremely impressed! Great job, your company should be proud to have such dedicated staff!

Geoff McClelland

Emma Johnson from Credit One was super helpful and quick to help me get approved for a loan. She’s was very informative and helped answer all the questions I had. Emma is lovely and professional and fantastic customer service. Highly recommend her!

Courtney Renee

Shaylah was extremely kind and energetic the whole process of getting the loan and willing to do what it took to get the loan done quickly and with consideration to my needs. Was fantastic to work with and 100% would suggest going through this company.

Iachlan Earley

Highly recommend Alan to help with all your loan needs. We have used many brokers over the years and we can confidently say that Alan has been by the far the best. Knowledgeable, no fuss, professional and efficient - we would and will continue to use Credit One in the future.

Katie Andrews

Have found my new go to for finance. A very professional team who are very supportive in all step required. Nothing was too complicated and always kept in touch with the process.

Trace Saunders

Jenny Youl was so good to us, she made things so easy with the paper work and she kept us notified with everything. I think we may have been her longest clients with COVID going on. Thanks Jen.

Amanda Schuman

I’ve dealt with Shaun & Andy for 2 settlements this year and cannot fault the professional service and response time these gents supply. Along with these top quality attributes they also have extremely competitive rates. 5 stars.

Mitch Harris

Brett Murphy was such a great help and found me the best possible loan that suits me! I definitely recommend using him for all your loan needs! Will be recommending all my family and friends. Thanks again Brett!

Joel Sandry

I have dealt with Michael a few times now and each time he delivers with fast reliable service. He keeps in touch and knows what he is doing. I would highly recommend him to anyone looking for finance.

Scott Taylor

Brooke S was an absolute superstar! Nothing was too much trouble, more than happy to go above and beyond expectations and made the whole process simple, pleasant and easy. Highly recommend Credit One to anyone.

Merita Hammond

Boat Brokers WA | Best Rates on Marine Finance & Loans | Credit One

Boat Loan Brokers WA

Want to explore the natural beauty of Western Australia by water? Visit the exquisite wonderland of Esperance, go barefoot sailing in Geographe Bay, make your way over to Rottnest Island, or get up and close with the island chain of Houtman Abrolhos. Whatever your reason for exploring the west coast of the country, Credit One have made it easier than ever before with access to the best boat finance Western Australia has to offer.

Credit One are WA’s leading boat loan brokers – meaning we source, match, and secure the best boat loans for those who want to get out on the water, sooner. An independent brokerage, our team of boat finance experts work one-on-one with each customer to provide the best solution from more than 40 different lenders across Australia. With over 1300 five star reviews from our most satisfied customers, we have been named ‘Broker of the Year” 3 years in a row.

Choose Western Australia’s best rated boat finance: Choose Credit One.

Secure the Best Boat Finance in Western Australia

If you’re looking for boat finance in WA, you have a couple of options. You can either apply through a bank or a dealership, where you will have access to a very limited number of finance products; or you can work with a boat loan broker in WA like Credit One.

Credit One can take the hard work out of finding, comparing, and applying for a boat loan by doing it all for you. With an extensive panel of Australia’s top lenders (some of which are not accessible to the general public), we are bound to find the best boat loan on your dream vessel best suited to your unique set of circumstances.

Our boat loan brokers in WA can help you with:

FAQs Answered by Your Boat Loan Brokers

Can I get a loan if I purchase a boat from a private seller?

You bet! Where the big banks will generally turn away loan applications for second hand, used, or private sale boats, working with Credit One means that we have more flexibility, more options, and therefore, more solutions. Our boat brokers in WA can secure boat finance for new and used boat purchases.

If you are thinking about buying a boat from a private seller, it’s important to know that interest rates can vary depending on whether it’s a new or used vessels. When considering a loan and loan terms, lenders will take into account the boat’s age, its condition, any servicing requirements, and its servicing history before offering finance.

A brand new boat will generally come with a lower interest rate than a second hand boat. However, we understand that shopping the used market allows our customers more freedom to find the boat of their dreams – which is why our brokers will always work to find the best loan to suit the needs of every customer and their wishes.

Can I get finance for a commercially-used boat?

Absolutely. Here at Credit One, our boat brokers in WA can provide solutions for personal and business loans. Whether you’re looking to upgrade a commercial fishing trawler or add a new catamaran to your chartering business in WA, Credit One have got your sorted.

We have partnered with a wide range of lenders that offer loan options for commercially-operated vessels. Generally, this will include looking at Chattel Mortgage options suited to your needs, financial circumstances, and boat you’re looking to purchase. When you partner with Credit One, we’ll be with you every step of the way, from procurement, to managing all documents required for a commercial loan.

What do I need to think about when buying my first boat in WA?

If you’re considering purchasing a boat for the first time, the first thing you need to think about is pretty obvious: finances. Boats range in sizes, shapes, and uses, and therefore, can range enormously in prices. Thankfully, you’ve made it here, so you’re clearly already considering how you’re going to afford your new boat purchase – working with Credit One ticks that one off the checklist!

Other things to consider when purchasing a boat in WA:

  • What the boat is to be used for – protected or offshore waters
  • Your current boat skills and whether or not they are sufficient for the type of vessel you’re thinking of buying
  • Where the boat will be kept – anchorage, trailer, at home, or within your local marina
  • Consider running costs, maintenance, storage, equipment required, and safety gear needed on-board
  • Determine how many people will be on-board and safety
  • Read up about the Boat code HIN (hull identification number) system that provides each boat with its own unique identification details
  • Don’t forget about the registration number regulations required for recreational vessels in WA

Once you have purchased your new boat, make sure to register it with the Department of Transport before setting sail!

How do I apply?

You can easily apply for a boat loan in WA through Credit One – you can either enquire online through the online application form, you can call out team on 1300 273 348, or you can send our team an email at boats@creditone.com.au.

If you are an existing client of Credit One, you can simply contact your finance consultant directly at any time – our passionate brokers are marine enthusiasts who are always happy to help and answer any queries that you may have about boat finance in WA.

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Our finance specialists will save you time & money by comparing 40+ leading lenders to get you bank-beating boat finance. Best of all your application is obligation-free!

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