Enquire Now

Getting a quote won't affect your credit score.

Easy Application. Fast Approvals.

Choose Credit One.

Hero banner

What Our Customers Say ...

We know that customers are at the centre of our business. That is why everything we do, we do for our customers. See why Credit One has become one of the most trusted and preferred brokers in Australia.

My name is Geoff. I went through Credit One, a third choice as other finance companies, in Melbourne I might add, was so disengaged and just couldn't be bothered with the difficult task I needed. So I give Credit One a chance, it started as, oh, I'm not sure about this? but as we progressed it started to become more tangible? Then the lady I was dealing with, Emma, stepped up to the plate, and went way and beyond the line of duty.
My finance was very difficult indeed to achieve, and I knew that! Emma nailed it, and Alan the manager, was extremely helpful as well! I have to say in the end, I can't fault them.
I don't usually give my opinions to anybody in writing, but these individuals deserver praise. They kept me informed of everything that was happening, and WOW, there was a lot that happened! and it took such a long time to complete, and such a big headache it was!
I will give them 10 out of 10, as I was extremely impressed! Great job, your company should be proud to have such dedicated staff!

Geoff McClelland

Emma Johnson from Credit One was super helpful and quick to help me get approved for a loan. She’s was very informative and helped answer all the questions I had. Emma is lovely and professional and fantastic customer service. Highly recommend her!

Courtney Renee

Shaylah was extremely kind and energetic the whole process of getting the loan and willing to do what it took to get the loan done quickly and with consideration to my needs. Was fantastic to work with and 100% would suggest going through this company.

Iachlan Earley

Highly recommend Alan to help with all your loan needs. We have used many brokers over the years and we can confidently say that Alan has been by the far the best. Knowledgeable, no fuss, professional and efficient - we would and will continue to use Credit One in the future.

Katie Andrews

Have found my new go to for finance. A very professional team who are very supportive in all step required. Nothing was too complicated and always kept in touch with the process.

Trace Saunders

Jenny Youl was so good to us, she made things so easy with the paper work and she kept us notified with everything. I think we may have been her longest clients with COVID going on. Thanks Jen.

Amanda Schuman

I’ve dealt with Shaun & Andy for 2 settlements this year and cannot fault the professional service and response time these gents supply. Along with these top quality attributes they also have extremely competitive rates. 5 stars.

Mitch Harris

Brett Murphy was such a great help and found me the best possible loan that suits me! I definitely recommend using him for all your loan needs! Will be recommending all my family and friends. Thanks again Brett!

Joel Sandry

I have dealt with Michael a few times now and each time he delivers with fast reliable service. He keeps in touch and knows what he is doing. I would highly recommend him to anyone looking for finance.

Scott Taylor

Brooke S was an absolute superstar! Nothing was too much trouble, more than happy to go above and beyond expectations and made the whole process simple, pleasant and easy. Highly recommend Credit One to anyone.

Merita Hammond

Boat Brokers Victoria | Best Rates on Marine Finance & Loans

Boat Loan Brokers Victoria

Looking for flexible boat finance in Victoria? You’ve come to the right place. Credit One are Victoria’s leading boat loan brokers, matching marine leisure enthusiasts with the best deals on finance for boat buyers.

We’ve been brokering deals on boat finance for decades. Partnering with over 40 different lenders across Australia (some of which are not directly accessible to the public), the team of Credit One boat brokers have garnered a reputation for providing the most flexible, solutions-oriented finance services in Victoria and Australia. If you’re looking to find the right finance on a boat with minimal fuss, look no further than Credit One.

Finance Your Next Vessel with Credit One

There are a wide range of reasons for needing a loan; the main reason for boat finance being a boat loan makes getting your hands on your dream vessel easier, and more affordable.

What’s more, working with a loan broker like Credit One means that you have the opportunity to find the best rates, repayment terms, and finance products that suit your financial circumstances, loan history, and ideal boat purchase. Whether you’re looking to hit up the Murray, or you’re keen on spending the weekend out in the open sea, Credit One are the finance brokers that can make your dream vessel a reality.

Want to learn more? We get it – you’ve probably got a few questions when it comes to securing a boat loan in Victoria. Here are our most frequently asked questions, answered:

How long does it take to get a boat loan?

How long it takes to get approval and get the finance required to purchase your new boat will really come down to your financial profile and your application.

As Victoria’s leading boat finance specialists, we are committed to delivering the most efficient service, while maintaining a high quality service. For some applications, we may be able to offer boat loan approvals within the same day.

For others, it may take a little bit longer for our brokers to compare and find the most suitable finance deal. It really comes down to your financial objectives, your financial history, and what the lenders can offer you – for a more accurate timeframe on how long it will take to get a boat loan in Victoria, get in touch with our team today.

I’m looking to purchase a second hand boat – can I still get a loan?

Absolutely. We’re problem solvers here at Credit One – whether you’re looking to buy a brand new or second hand boat in Victoria, we’re here to make sure that you get the required finance to back your purchase.

Where the big banks will often turn down finance for a sale from a private vendor, we have access to a more diverse range of lenders that are open to negotiation. As such, we broker loans of all shapes and sizes and many of our boat finance Victorian customers have been able to secure a great deal through the second hand market.

What factors are considered when comparing loans?

As we research, compare, and match customised loan solutions, our boat finance brokers Victoria team will take into a wide variety of factors, including:

Comparison rate: The comparison rates will include all fees, interest rates, and repayment rates into one comparable percentage. We’ll do all of the leg work in ensuring you’re getting the best rates for your unique set of requirements.

Interest rate: Interest rate is one of the most important criteria when considering the loans offered. Interest rates can vary depending on the current market, lenders, type of loan, and financial history.

Fixed vs. variable interest rate: Some loans allow you to vary the interest rate under certain circumstances; others won’t. With a focus on your financial background and the nature of the boat loan itself, our team will calculate the best option for you.

Loan fees: To ensure you’re not getting stuck with any extra fees and payments, our boat loan brokers in Victoria will make sure to keep you across all fees and costs involved.

Can I finance a boat for my business?

Yes – we provide boat finance in Victoria for both personal and commercial loans. Whether you’re operating water-based tours, commercial fishing trawlers, transportation, or local ferry services, Credit One can find you the perfect business loan for your marine vehicle.

As long as you can provide documentation that proves the boat is required for business, we can assist you with your commercial financing needs.

Have more questions? Ready to get started? Get in touch with the Credit One boat loans finance team today by enquiring online or calling our brokers directly on 1300 273 348.

Apply for your Marine Finance Online

No Waiting

Our finance specialists will save you time & money by comparing 40+ leading lenders to get you bank-beating boat finance. Best of all your application is obligation-free!

Get Started Hero banner