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What Our Customers Say ...

We know that customers are at the centre of our business. That is why everything we do, we do for our customers. See why Credit One has become one of the most trusted and preferred brokers in Australia.

My name is Geoff. I went through Credit One, a third choice as other finance companies, in Melbourne I might add, was so disengaged and just couldn't be bothered with the difficult task I needed. So I give Credit One a chance, it started as, oh, I'm not sure about this? but as we progressed it started to become more tangible? Then the lady I was dealing with, Emma, stepped up to the plate, and went way and beyond the line of duty.
My finance was very difficult indeed to achieve, and I knew that! Emma nailed it, and Alan the manager, was extremely helpful as well! I have to say in the end, I can't fault them.
I don't usually give my opinions to anybody in writing, but these individuals deserver praise. They kept me informed of everything that was happening, and WOW, there was a lot that happened! and it took such a long time to complete, and such a big headache it was!
I will give them 10 out of 10, as I was extremely impressed! Great job, your company should be proud to have such dedicated staff!

Geoff McClelland

Emma Johnson from Credit One was super helpful and quick to help me get approved for a loan. She’s was very informative and helped answer all the questions I had. Emma is lovely and professional and fantastic customer service. Highly recommend her!

Courtney Renee

Shaylah was extremely kind and energetic the whole process of getting the loan and willing to do what it took to get the loan done quickly and with consideration to my needs. Was fantastic to work with and 100% would suggest going through this company.

Iachlan Earley

Highly recommend Alan to help with all your loan needs. We have used many brokers over the years and we can confidently say that Alan has been by the far the best. Knowledgeable, no fuss, professional and efficient - we would and will continue to use Credit One in the future.

Katie Andrews

Have found my new go to for finance. A very professional team who are very supportive in all step required. Nothing was too complicated and always kept in touch with the process.

Trace Saunders

Jenny Youl was so good to us, she made things so easy with the paper work and she kept us notified with everything. I think we may have been her longest clients with COVID going on. Thanks Jen.

Amanda Schuman

I’ve dealt with Shaun & Andy for 2 settlements this year and cannot fault the professional service and response time these gents supply. Along with these top quality attributes they also have extremely competitive rates. 5 stars.

Mitch Harris

Brett Murphy was such a great help and found me the best possible loan that suits me! I definitely recommend using him for all your loan needs! Will be recommending all my family and friends. Thanks again Brett!

Joel Sandry

I have dealt with Michael a few times now and each time he delivers with fast reliable service. He keeps in touch and knows what he is doing. I would highly recommend him to anyone looking for finance.

Scott Taylor

Brooke S was an absolute superstar! Nothing was too much trouble, more than happy to go above and beyond expectations and made the whole process simple, pleasant and easy. Highly recommend Credit One to anyone.

Merita Hammond

Townsville Boat Loan Brokers | Best Rates on Marine Finance

Townsville Boat Loan Brokers

Looking to buy a boat in Townsville but need to secure finance first? We’ve got you covered. Credit One are Australia’s leading boat loan brokers, providing those in Townsville with premium, flexible, customised boat finance solutions. With more than 40 different partnered lenders, our boat finance services take the guesswork out of finding the best deal on a boat loan.

Whether you’ve got your eye on a new Quintrex or you’re merely day-dreaming of weekends on the water out to Magnetic Island, boat finance is your ticket to securing the vessel of your dreams. Financing your next boat means that you can budget effectively, pay off your loan in regular instalments, and reduce your overall cash outlay. Working with Credit One on your next boat loan in Townsville also means that you can work with a specialised boat broker to walk you through the process of securing pre-approval, finding the lowest rates, and getting best repayment terms.

Choosing Credit One as your Townsville Boat Finance Brokers

Credit One are the Townsville boat finance brokers you can trust. Over the years, we’ve amassed a reputation as the most trustworthy, efficient, and competitive brokerage in Townsville and Queensland. Working with Credit One, you will be able to speak with a boat finance specialist who can guide you through the application process from start to finish. Credit One puts you, your boat, and your needs first, ensuring that you’re matched with the finance options to get you out on the water, sooner.

Here are some of the reasons that we have over 1,000 five star customer reviews on Google:

More Options

We compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstances.

Boat Loan Brokers Who Care

Our finance consultants are available 6 days a week and will be able to answer any questions you throw at them when it comes to boat finance in Townsville. Give us a call today on 1300 273 348 or request a call back.

Get Started Today

You can get started with a boat finance enquiry in just 60 seconds and get access to same day approvals using our simple, obligation-free online applications.

Flexible Rates

Our boat loan Townsville solutions mean low upfront establishment fees and bank-beating interest rates.

Award Winning Service

We provide independent and unbiased service to get the best finance solution for each of our QLD customers.

Ready to learn more? You can get started on your boat loan by applying online or contacting our finance consultations directly on 1300 273 348. Alternatively, we’ve outlined our most frequently asked questions below:

Frequently Asked Questions

Can I get pre-approval with Credit One?

You sure can. Getting pre-approval on your boat loan in Townsville allows you the confidence and certainty knowing how much you’ll be able to borrow, which means you can start shopping right away.

Pre-approval means that the lender agrees (under conditions) to lend you a specified amount that you require for purchasing a boat or marine leisure vehicle. The lender will then release the funds when the boat purchase occurs, and the loan is settled.  We offer pre-approval for a wide range of financial products and services – if you’re interested in acquiring pre-approval for your Townsville boat finance, get in touch with our team today.

Which lenders do you work with?

Credit One have fantastic relationships with more than 40 different lenders across Australia – some of which are typically not accessible to the general public.

How do interest rates for boat loans work?

Interest rates for your Townsville boat loan are primarily influenced by the financial history and objectives of the client. While most lenders advertise their lowest boat loans rates, interest rates can vary a lot from client to client. Generally, lower rates are offered to applicants with a good credit history, as they are considered a lower risk.

Boat finance interest rates will be influenced by:

  • The type of asset that you are financing
  • Your current financial circumstances
  • Whether the loan is secured or unsecured
  • Your credit history and credit score

As these rates can vary enormously and advertised rates do not always tell the full story, it can be difficult to compare interest rates alone. Individually applying to each lender, sending over financial documents, and comparing the different rates is also extremely time consuming. As such, many customers end up missing out on the most suitable finance solution for their specific objectives.

That’s why it pays to work with the experts. Credit One’s Townsville boat loan brokers will take the hard work out of finding the best loan, and can negotiate rates and repayment terms to ensure you’re getting the best possible deal on your marine finance

How can I calculate my repayments?

Before applying for boat finance through Credit One, you should consider what you can afford in repayments. Your regular repayments on your loan will come down to the amount borrowed, the interest rate, and the length of the loan.

You can use our loan repayment calculator to get an estimate, offering a fast and simplified idea of how much you may be able to afford to borrow.

For a more accurate and personalised repayment schedule, you should speak to a Credit One broker who can calculate loan repayments based on your individual circumstances. Get started on your boat finance in Townsville today by enquiring online or calling our team on 1300 273 348.

Apply for your Marine Finance Online

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Our finance specialists will save you time & money by comparing 40+ leading lenders to get you bank-beating boat finance. Best of all your application is obligation-free!

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